SIP Calculator

Instantly find out how much your monthly SIP will grow. Step-up SIP is also calculated.

Your SIP amount will increase by this % every year (0 = normal SIP)
--Total Invested
--Estimated Returns
--Total Value
--Returns

Invested Amount --

Estimated Returns --

Year Monthly SIP Invested Total Value
This is only an estimate. Mutual fund returns depend on market risk and are not guaranteed. Actual returns may vary.

How does it work?

1

Enter amount

Set the amount you will invest every month.

2

Return and time

Choose your expected annual return and how many years you will invest for.

3

See the result

Total invested, returns, and final value update live.

Frequently Asked Questions

What is a SIP?

In a SIP (Systematic Investment Plan), you invest a fixed amount in a mutual fund every month. This averages out the ups and downs of the market and gives you the benefit of compounding.

What is the SIP formula?

FV = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i), where P is the monthly amount, i is the monthly return (annual ÷ 12 ÷ 100), and n is the total number of months.

What is a Step-up SIP?

In this, you increase your SIP amount by a fixed percentage every year, for example as your salary grows. Over the long term, this builds a much larger corpus.

Are returns guaranteed?

No. Mutual fund returns depend on the market. The return you enter in the calculator is only an estimate.

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